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Description
Your Money RatiosBy: Charles Farrell J. D., LL. M. A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses. A troubled economy calls for answers. People need sound, easy to follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind
By: Charles Farrell J.D., LL.M.A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses.
A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include:
? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65
? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings
? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree
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4.1 ★★★★★
Based on 18 reviews
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Product Reviews
★★★★★ 3
Decent for your soap
Work as described
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Reviewed in the United States on October 1, 2019
★★★★★ 2
Rapid mold growth
The parts where soap wasn’t touching 24/7 mildewed very quickly. and this doesn’t sit in water, it hangs on a hook beyond where the shower stream reaches. I didn’t even get halfway through a bar of soap before I realized it wasn’t that my soap turned the bag white, it was that the top half turned green with mold. The smell test was brutal.
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Reviewed in the United States on June 19, 2022
★★★★★ 5
Multi Purpose/Good Lather
Rich Lather. Durable. I also use and compared this to Dr. Sqauch's travel bags to keep your soap from getting destroyed. it does the same thing for 1/4 of the price. I would buy again when the time comes if the price is roughly the same.
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Reviewed in the United States on January 22, 2020
★★★★★ 4
Saves a Ton of Soap
Really great product if you wanna save soap bars and not have to buy new ones every couple of weeks. Not as scratchy as I thought it would be and it can be a bit awkward to use. Still a good product though.
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Reviewed in the United States on July 14, 2020
★★★★★ 5
It’s practical, user-friendly, and tailored for law enforcement needs.
Format: Paperback
This book has been an absolute gem as I prepare to apply for a law enforcement job where Spanish is a required skill. It’s well-organized, easy to follow, and covers practical vocabulary and phrases that are directly relevant to real-world scenarios. Not only is it incredibly useful, but it’s also engaging and fun to use, making learning feel less like a chore. The structure allows me to focus on the most important phrases for law enforcement situations, and it’s already helping me feel more confident about communicating effectively in Spanish.
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Reviewed in the United States on January 3, 2025
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